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CONTENTS

Message from the CEO. .....................................02

Highlights of 2014. .............................................04

GB Auto at a Glance............................................06

Management Review and

Financial Performance.......................................08

Our Strategy. .......................................................12

Regional Footprint..............................................14

Our Lines of Business and Brands....................16

Organization........................................................32

Board of Directors. .............................................34

Management. ......................................................36

Human Resources...............................................40

CSR........................................................................42

Audited Financial Statements...........................44

1 | GB Auto |

2015